The first 24–72 hours can shape your settlement. Before you talk to anyone representing an insurance company, focus on safety and documentation:
- Get medical care immediately (urgent care, ER, or follow-up). Even “minor” aches can worsen, and Minnesota claims often depend on prompt treatment.
- Report the crash if there are injuries or significant damage. A police report can be important in disputes over fault.
- Capture scene details if you can do it safely: roadway conditions, lighting, where the rideshare stopped, and how you were positioned when you were hit.
- Write down your timeline while it’s fresh—especially the moments around pickup/drop-off. In Bemidji, that may include turning lanes, parking lot edges, crosswalks, or slick sidewalks.
If you’re considering an AI intake tool to organize what happened, that can be useful for collecting details—but it shouldn’t replace a lawyer’s review of liability, coverage, and deadlines.


