Most AI settlement tools work by asking for a few inputs (injury severity, treatment length, medical totals) and then generating a rough range. That can be useful for getting oriented, but it can also mislead when the case depends on issues like:
- Causation disputes (insurers arguing symptoms are unrelated)
- Delayed documentation (common when people wait to see if pain improves)
- Multiple responsible parties (driver + trucking company + maintenance vendors)
- Ohio-specific litigation posture (how claims are pressured and evaluated over time)
In other words: the number the tool produces isn’t automatically “wrong,” but it often can’t account for the evidence that drives settlement value in a real dispute.


