Most AI tools work from simplified categories—injury severity, treatment length, and general loss types. That can provide a rough starting range. What it can’t do is evaluate the details that decide outcomes in California:
- Causation disputes: insurers may argue your symptoms pre-existed or worsened for unrelated reasons.
- Incomplete documentation: if your treatment records don’t line up with the crash timeline, the value can drop.
- Comparative fault arguments: even if a driver made a mistake, insurers may try to shift blame toward the injured person.
- Trucking-specific proof needs: maintenance, driver logs, and company policies often control liability.
In short: the number you see online is not the same thing as what an adjuster will pay in a real claim.


