Most online tools take basic inputs (injuries, treatment, lost income) and then spit out a range. That can help you think about categories of loss.
But a tool usually can’t:
- Confirm liability issues specific to your crash (for example, negligent driving vs. a company maintenance failure)
- Account for gaps in medical documentation that insurers in California frequently challenge
- Predict how your case will be evaluated if liability is disputed or if multiple parties may share responsibility
In other words: the number is not the case. The case is the proof.


