Most AI tools work like structured questionnaires: you enter injury type, treatment timing, and losses, and the system generates a range. That can be a useful starting point.
What it can’t do is evaluate the things that often decide whether an insurer treats your case as serious or tries to minimize it, such as:
- Whether the truck’s maneuver created sudden hazards in traffic-heavy areas (including turn lanes and merging patterns common during rush hour)
- What the crash report actually says about speed, lane position, and contributing factors
- Whether maintenance or log-related issues are likely to be implicated based on early investigation
- How Alabama law affects negotiations, including comparative fault arguments and the way insurers frame causation
If a tool outputs a number, it’s still missing the evidence-based story that makes that number realistic.


