Think of AI as a planning tool, not a settlement promise. For many people, AI can help them organize answers to questions like:
- What categories of losses might apply (medical care, lost wages, therapy, daily assistance)?
- What details are typically missing from an early claim file?
- Which dates and symptom patterns matter most when telling the story of a brain injury?
However, the output can be misleading if it assumes facts that aren’t supported in your records—such as the severity of symptoms, how long treatment lasted, or whether cognitive issues were consistently documented.
In Utah, insurers will still focus on proof and causation. A model may estimate a range, but an adjuster evaluates whether your documentation matches the incident and explains your ongoing limitations.


