AI-style tools typically estimate values by matching your situation to patterns from other cases. That can be helpful for thinking about categories of losses, but it can’t “read” your medical record the way a legal team can.
In Plano, a common frustration is that people assume the label is enough—“concussion,” “brain fog,” “post-concussion symptoms.” Insurance adjusters often look for more than the diagnosis. They focus on:
- Whether symptoms were documented soon after the incident
- Whether treatment followed medical advice
- Whether the records connect the accident to the neurological effects
- Whether your work and daily functioning changed in measurable ways
That’s why a calculator should be treated as a starting point—something to help you identify what to gather next—rather than a prediction of what you’ll receive.


