Many AI tools work by asking you to enter information and then spitting out a range. That can help you organize questions, but it cannot:
- Confirm causation when symptoms overlap with migraines, stress, sleep disruption, or other conditions
- Judge the quality of your records (ER narrative vs. follow-up consistency)
- Predict how Texas insurers evaluate liability when fault is contested
- Account for local practical effects—like how missed shifts, driving limits, or concentration problems affect work in a fast-paced schedule
In other words, the number you see is rarely the number you actually negotiate toward. In Texas, claims are evidence-driven, and the gap between “estimate” and “settlement” can be significant when documentation is thin.


