Many AI calculators are built to process tidy inputs—diagnosis labels, a few symptom categories, and general averages. Real traumatic brain injury cases are rarely that clean.
In Melissa and across Texas, insurers often scrutinize three things:
- Timing: Did you seek care soon after the incident, or were there delays?
- Consistency: Do your medical notes match your reported symptoms and limitations over time?
- Causation: Do the records support that the incident—not something else—triggered your ongoing neurological issues?
If you use an AI tool too early—before your symptoms stabilize or before specialists document functional impacts—you may get a “range” that looks confident but doesn’t reflect how Texas adjusters actually evaluate proof.


