An AI-based calculator typically produces a range by using common inputs—like the type of brain injury, how long symptoms lasted, and what treatment you received. For Maple Heights residents, that’s useful when you’re trying to understand why two people with “similar” injuries can end up with very different outcomes.
However, AI estimates often miss what Ohio insurers focus on:
- Whether symptoms were documented early (and consistently)
- Whether treatment matched the reported severity
- Whether causation is medically supported—especially when symptoms overlap with migraines, stress, sleep disorders, or other conditions
- How functional impact was tracked (work limits, daily living changes, cognitive effects)
If your goal is to protect your settlement value, treat the AI number as a starting point for questions, not as a prediction of what you “should” receive.


