Traumatic brain injuries can be obvious (like a head impact with loss of consciousness) or subtle (dizziness, headaches, sleep disruption, memory problems, mood changes). In practice, adjusters look for patterns:
- A clear timeline from the incident to symptom reporting
- Consistency between emergency notes, follow-up care, and what you say you can and can’t do
- Objective support (imaging when applicable, neurologic exams, concussion clinic records, therapy documentation)
- Functional impact—how the injury affected work and daily life in the weeks and months after the event
That’s why an AI estimate can be misleading. Many tools treat “TBI” like a single category. In Newton cases, the differences that matter—severity, persistence, and credibility of the record—are what drive valuation.


