AI settlement “ranges” can be tempting because they move quickly. But brain injury claims don’t behave like simple math, especially when symptoms overlap with other conditions and when the impact on work and daily functioning becomes clearer over time.
In practice, insurers in New York may scrutinize:
- Whether symptoms match the incident timeline (including delayed concussion symptoms)
- Whether treatment was consistent after the event
- Whether work limitations are documented (especially if your job requires concentration, driving, or safety awareness)
- Whether the injury story is consistent across medical notes, witness accounts, and your own statements
A calculator can’t verify the strength of your medical proof or interpret causation issues the way an attorney can.


