AI tools can be tempting because they promise quick ranges. But in real cases, insurers in New York don’t pay based on diagnosis labels alone.
Your claim value typically depends on details like:
- A documented timeline of symptoms after the incident (especially if symptoms worsened after the visit)
- Consistency between emergency notes, follow-up care, and functional impact
- Objective support where available (imaging, concussion clinic assessments, neuropsychological testing when warranted)
- How the injury affected your life—driving, attention, sleep, ability to perform at work, and household responsibilities
AI can help you identify what inputs you may be missing (for example, whether you have records addressing cognitive changes). What it can’t do is replace the legal work of building a persuasive narrative supported by medical proof.


