AI tools typically work by taking a few inputs—diagnosis, symptoms, treatment duration—and returning a range. That can feel useful, but it frequently misses what matters most in New Jersey injury claims:
- Whether the documentation supports causation. In NJ, insurers often argue that headaches, dizziness, or “brain fog” could come from something else. Your medical record has to connect the injury to the event.
- How long symptoms actually lasted. With TBIs, the story isn’t just “concussion vs. not.” It’s the pattern over time—what improved, what persisted, and what escalated.
- What objective evidence exists. Imaging, emergency room notes, follow-up evaluations, and therapy/rehab records carry more weight than symptom labels alone.
If you rely on a calculator number too early, you may accept an offer that doesn’t match the impact you’re still experiencing—especially when cognitive problems affect work capacity long after the initial injury.


