After a concussion or more serious traumatic brain injury, it’s common to want a number—something that answers, “What might this be worth?” AI tools can seem helpful because they organize details like symptom duration, treatment, and lost income.
But in real claim evaluations, insurers don’t settle based on a single input. They look for:
- A clear timeline from the incident to documented symptoms
- Medical records that support causation (the injury is tied to the event)
- Evidence of functional impact (how the injury changed what you can do)
- Proof of economic losses (medical bills, wages, and certain out-of-pocket costs)
AI can help you spot missing pieces. It can’t confirm whether your medical record will persuade an adjuster—or a judge—about severity and link.


