AI calculators typically work from generalized inputs (diagnosis, treatment duration, symptom categories). But Michigan adjusters base negotiations on what they can verify:
- Medical documentation quality (emergency records, follow-up notes, imaging when available)
- Consistency of the symptom timeline (when symptoms started, how they evolved, what was reported)
- Functional impact you can show through work history and daily-life evidence
- Liability and causation—whether the incident is medically connected to the neurological effects
If an AI calculator assumes “standard recovery” or doesn’t understand your unique medical record, its range may be misleading. In practice, two people with similar diagnoses can see very different outcomes depending on how well their treatment and symptoms are supported.


