Most AI tools work like a structured questionnaire. You enter details about the injury, symptoms, treatment, and functional impact, and the tool returns a “range” or categories of damages.
In practice, insurers don’t settle based on a guess. They settle based on what can be supported:
- Medical proof that the injury occurred and connects to the incident
- Treatment consistency (and reasonable gaps)
- Functional impact that shows how symptoms affected work and daily life
- Liability facts showing who was responsible
An AI output can be helpful for organizing what to gather, but it can’t verify medical authenticity, weigh conflicting records, or predict how a Florida adjuster will interpret your timeline.


