AI tools generally work by taking inputs—injury type, treatment history, symptom categories—and then producing a rough range. That can be useful when you’re trying to make sense of:
- mounting bills after a concussion or more serious TBI,
- missed work on the High Desert job market,
- ongoing symptoms that don’t “match” what you were told in the ER.
In practice, however, insurers don’t settle based on a model. They settle based on proof, causation, and credibility—and those are heavily shaped by what documentation exists and how consistent it is.


