In a lot of Holmen cases, the question isn’t whether a fall happened—it’s what caused it and what the property should have done about it.
Stair-related hazards tend to show up in patterns, such as:
- Seasonal wear and tracking: salt, sand, and moisture brought in from winter walkways can leave grime on stair treads, making them slick.
- Lighting gaps in shared entries: dim bulbs, delayed repairs, or glare from nearby windows can make missteps more likely.
- Handrail and step-condition issues: loose rails, uneven edges, worn tread surfaces, or cluttered landings.
- “It was fine before” disputes: the defense may claim the condition was temporary or not noticeable.
When liability is disputed, the insurer may focus on small inconsistencies—what you remember, what photos show, and whether you sought medical care promptly. Your best protection is a claim built early, with the right documentation.


