In the Midlands, many buildings rely on shared stairways—especially in multi-unit housing and high-traffic public locations near busy corridors. Insurers frequently focus on three things:
- Whether the hazard existed long enough to be discovered during inspections
- Whether the property had notice (prior complaints, maintenance requests, incident logs)
- Whether your treatment timeline supports the injury connection
Even when the fall seems obvious, liability can still be disputed—particularly when photos weren’t taken right away or when maintenance records are incomplete.


