In Hanover, many buildings are older and used heavily by residents, visitors, and service workers. That means stairways may be exposed to:
- High foot traffic in mixed-use buildings (entryways, lobbies, common stairwells)
- Maintenance gaps across multiple tenants or shared spaces
- Wear-and-tear hazards like worn treads, failing handrails, or inconsistent step height
- Seasonal risk from moisture and tracked-in debris that can make surfaces slick
When liability is challenged, insurers tend to focus on whether the property owner or manager had notice of the condition and whether it was reasonably preventable. The difference between a quick resolution and a drawn-out dispute is often the documentation.


