Stair accidents often look straightforward at first: you fell, you got hurt. But in practice, insurers frequently argue about:
- Whether the hazard was actually there (or was caused by something temporary)
- Whether the property had notice—for example, whether maintenance was slow after prior complaints
- Whether your medical records match the timing and mechanism of the fall
In a community like Sanger—where a lot of housing and neighborhood businesses are managed through property management or contractors—notice and maintenance records can become the entire case.


