AI tools generally generate a range by combining generic assumptions about injury severity and “typical” case outcomes. For someone facing paralysis-related care needs, that can feel like a lifeline.
In real settlements, however, insurers in Washington evaluate more than diagnosis terms. They look for:
- Clear causation (medical records linking the injury to the incident)
- Documented neurological function over time (not just a first impression)
- A credible future-care plan (durable medical equipment, therapy, caregiver needs)
- Liability evidence tied to the specific event and who controlled the risk
Because of that, an AI output can be directionally useful—while still being wildly off for your situation.


