Most AI tools generate a range based on inputs you enter—injury severity, age, and care needs. The problem is that the inputs you think are accurate often aren’t precise enough.
In spinal cord injury claims, small differences matter. Two injuries with the same label can involve different levels of neurological impairment, different complications (such as skin breakdown risk, respiratory issues, or bowel/bladder management), and different timelines for recovery or decline. If the calculator doesn’t capture that nuance, the output may be misleading—either too low (leaving you unprepared) or too high (setting expectations that insurance companies won’t meet).
In Washington, insurers commonly focus on whether their insured’s conduct is clearly connected to the neurological damage and whether future care needs are supportable—not just possible. That’s why an AI estimate should be treated as a starting point, not a promise.


