AI tools usually generate a range based on simplified inputs—injury severity, age, and broad categories of damages. But insurers in Utah commonly evaluate claims using a more practical method:
- How clearly the medical record supports causation (that the crash/workplace event caused the neurologic injury)
- Whether future care is documented with specificity (treatments, assistive devices, and life-care planning)
- Whether liability is provable (who was at fault, what safety rules were followed, and what evidence exists)
- How long-term limitations are described in functional terms (what you can and can’t do day to day)
That means an AI output can be useful for questions to ask your lawyer—but it’s not a reliable prediction of what a North Logan insurer will pay.


