AI tools can generate a quick range by using typical claim variables—injury severity, age, and sometimes broad assumptions about future care. That can be useful if you’re simply trying to understand what categories might drive value.
But in real Tyler cases, insurers typically focus on details that an AI questionnaire can’t truly see:
- Functional impact (how the injury affects transfers, bladder/bowel management, skin risk, and daily living)
- Causation (how the medical record links the neurological findings to the accident, not just the diagnosis label)
- Prognosis (whether the condition is expected to stabilize, improve, or worsen)
- Evidence quality (what was documented at the scene and in the earliest medical notes)
A calculator can’t review imaging, neurological exams, therapy notes, or a life-care plan. And that gap is often where settlement value is decided.


