Most AI tools give a “ballpark” number by combining inputs such as injury severity, age, and future care assumptions. That can help you understand what categories typically matter—medical care, rehabilitation, and long-term support.
But in real life, especially with catastrophic injuries, insurers don’t settle based on an app’s math. They look for a record they can defend in Pennsylvania: documented neurological findings, causation evidence, and a credible projection of future needs.
In practice, the estimate is not the case. The case is the medical timeline, the functional impact (mobility, transfers, bowel/bladder care, skin risk), and how those facts connect to the incident.


