AI tools typically generate a range based on limited inputs—diagnosis label, severity category, and a few user answers. That can be useful as a starting point, but it often breaks down in real Lake Oswego claims because insurers expect proof of:
- Actual neurological function and progression (not just the injury label)
- Documented future care needs (therapy, mobility equipment, home/vehicle changes)
- Causation—how the incident connects to your medical findings
- Consistency between the incident timeline and what clinicians observed
In practice, a settlement value rises or falls based on evidence quality and how well your future needs are supported—not on what an online tool “assumes.”


