Most AI tools generate a range based on simplified inputs (injury severity, age, treatment type, and a few other factors). That approach can be directionally helpful, but spinal cord injury valuation in the real world is more specific.
In North Carolina, insurers typically focus on whether the medical records support:
- Causation (that the spinal injury was caused by the Laurinburg incident—not something earlier)
- Prognosis (how your condition is expected to change)
- Functional limitations (what you can’t do now, and what you may be unable to do later)
AI calculators rarely have access to the imaging reports, neurological exams, therapy notes, and functional assessments that lawyers use to build a damages case.


