In Wixom, disputes often turn on whether the insurer believes your injury was caused by the event and whether your future needs are supported by credible medical evidence. An AI tool can’t review imaging, neurological testing, or the treating specialist’s prognosis. It also can’t evaluate how Michigan fact patterns play out in settlement negotiations.
Instead of treating an AI number like a promise, use it as a checklist:
- Does the tool assume your injury severity is one thing, while your medical record shows something else?
- Does it assume you’ll need certain long-term care, but your doctors haven’t documented the frequency or type?
- Does it factor in work impact the way your employment situation actually looks?
When you’re prepared with the right records, settlement discussions are more likely to reflect the true cost of catastrophic impairment.


