AI tools typically work by taking a few inputs—injury severity, age, and general care needs—and producing a rough value range. That’s not useless, but it’s incomplete.
In Niles, insurers commonly focus on whether the documentation supports three things:
- Causation: whether the crash/workplace incident clearly caused the spinal injury and related neurological loss
- Severity: how the injury is measured in real medical findings (not just a diagnosis label)
- Future impact: what your life-care needs look like long-term, including durable medical equipment and caregiver support
Those elements require more than a questionnaire. They require a record.


