AI tools generally produce a range based on simplified inputs (injury level, age, treatment type, and a few assumptions). That can help you understand what parts of a catastrophic injury claim are considered.
But in practice, insurers in Michigan tend to scrutinize details that AI models can’t see, such as:
- whether your neurological findings were documented early and consistently,
- how quickly you reached trauma-focused care,
- whether imaging and exam results match the reported onset of symptoms,
- and what your treating providers actually recommend for future care.
For Allen Park, that often means the strongest valuation depends on the paper trail created in the first days and weeks—especially after traffic collisions on busier corridors, where multiple accounts and delayed symptom reporting are common.


