AI tools typically don’t see the same materials a lawyer reviews: imaging reports, neurological exam results, records from specialists, and functional assessments used to plan long-term care.
In practice, insurers evaluate claims based on documented severity and credibility—especially when the injury impacts mobility, bowel/bladder function, skin integrity, breathing capacity, and the need for daily assistance. Two people can share the same general diagnosis and still have very different outcomes because neurological impairment and complications vary.
Bottom line: treat AI output as a worksheet for questions, not a forecast you can rely on.


