Most AI calculators generate a range by prompting you for broad inputs—injury severity, age, treatment, and future care assumptions. That can feel reassuring, but insurers in Kansas often look for something different: documentation that ties the crash and the neurologic findings to specific future needs.
In practice, two cases with the same diagnosis can value very differently depending on:
- how quickly neurological symptoms were documented after the incident
- whether imaging and neurologic exams support causation
- what your doctors predict about recovery, complications, and long-term assistance
- how clearly your day-to-day limitations are described (mobility, transfers, bowel/bladder care, skin risk)
So, think of an AI estimate as a worksheet—not a forecast.


