Most AI tools generate a rough range by prompting you to enter details like injury severity and care needs. That can be useful for orientation—especially if you’re trying to organize questions for your attorney.
However, in practice, settlement discussions typically hinge on items an AI model can’t verify:
- Whether the injury is causally linked to the Waverly incident (not just diagnosed)
- Neurological findings over time (not only an initial diagnosis label)
- Functional limits documented through therapy notes, physician reports, and assessments
- Complications that change the timeline, such as skin breakdown risk, respiratory issues, or bowel/bladder complications
- Local evidence realities, like whether surveillance footage exists, whether witnesses are identifiable, and how quickly records were obtained after the crash or work event
An AI estimate is best treated as a worksheet—not a prediction of what a Cedar Valley adjuster or defense attorney will accept.


