AI tools are built to generalize. They typically take a few inputs—injury severity, age, and care needs—and then output a range. That can help you understand the shape of damages.
But real settlements depend on things that an online calculator can’t fully see, such as:
- Whether the injury is documented as traumatic spinal cord damage (not just symptoms reported after the incident)
- How quickly neurological findings were recorded after the Pekin incident
- Whether future care is supported by a life-care plan (not just a guess at therapies and equipment)
- Liability evidence quality—photos, traffic camera footage, witness accounts, and incident reports
In practice, insurers often push back when they believe the record is incomplete or the future-care projections are not tied to credible medical recommendations.


