A calculator can give you a starting range based on inputs such as injury severity, age, and expected care. That can feel like relief when you’re trying to plan for:
- specialized rehabilitation and therapy
- durable medical equipment
- caregiver support and home safety needs
- lost wages and future earning capacity
In practice, though, the “helpful” part is mostly the structure—prompting you to organize facts. The number itself is rarely accurate enough to rely on for decisions like accepting an early settlement or signing paperwork under pressure.


