AI tools typically generate a range based on inputs like injury severity and age. That can be helpful as a starting point, but it often falls short after spinal cord injuries because:
- Severity isn’t just a diagnosis label. Two people with the same general injury wording may have very different mobility, sensation, and complication risk.
- Future care costs depend on function, not just time. Assistive devices, skin care needs, bowel/bladder management, and therapy intensity can vary widely.
- Local case posture matters. Insurers often wait until they have enough documentation to challenge causation or future needs.
In other words: the number can look precise, while the facts behind it may be incomplete.


