AI tools can be helpful as a starting point, but they often miss the details that matter most in Clay-type cases:
- Causation evidence: Whether the injury resulted from a specific crash, fall, or workplace incident—not something pre-existing.
- Functional impact: What you can (and can’t) do day-to-day after discharge—transfers, mobility, bladder/bowel management, skin care, and respiratory limitations.
- Local settlement posture: Insurers commonly push back until they have confidence in medical proof, prognosis, and documented lifetime needs.
In other words, an AI estimate may treat cases as “similar,” but your case is not similar. In catastrophic injury matters, small differences in medical findings and proof quality can change valuation dramatically.


