Mercer Island projects often involve active neighborhoods, ongoing access by workers and contractors, and tight coordination between property owners, general contractors, and subcontractors. When a fall happens, it’s common for multiple parties to point to someone else’s role:
- Who controlled the work area when the scaffold was set up and used
- Who was responsible for safety planning and daily oversight
- Whether fall protection and safe access were actually in place at the moment of the incident
In practice, insurers may try to steer the narrative toward “worker error” to reduce payout. The faster you secure a clear record of what was (and wasn’t) happening on-site, the better your chances of resisting that pressure.


