Before you think about claims, focus on protecting your health and preserving the facts that insurers will later challenge.
- Get medical care promptly (even if you think it’s “minor”). Utah insurers often scrutinize whether symptoms were documented early.
- Request the crash report and keep a copy of any reference numbers.
- Capture the scene while it’s fresh: vehicle position, lane markings, traffic signals, curbside conditions, and anything that explains why the crash happened.
- Preserve rideshare proof: trip confirmation, driver name/photo, pickup/drop-off times, and screenshots of the app timeline.
- Avoid “quick fixes” like deleting messages, deleting photos, or accepting a statement request before you understand how it may be used.
If you’re wondering whether “AI” can help you organize this quickly: it can help you build a checklist and timeline, but the claim still needs attorney-level review—especially when multiple coverage sources could be involved.


