Rideshare cases often involve multiple “lanes” of responsibility at once: the rideshare driver, the platform’s insurance rules, and sometimes the other driver’s policy. What makes your situation unique is the timing—whether the driver was actively transporting a passenger, heading to a pickup, or waiting while the app was on.
In Florida, you also have to move carefully with documentation and deadlines. Even if you believe fault is obvious, insurers may dispute what happened, when it happened, or whether your injuries match the crash. That’s why having a legal team that understands rideshare coverage patterns matters.


