A recall is a safety action, not a settlement. Even if the manufacturer admits there was a risk, you still must connect your specific injury to:
- the exact product covered by the recall (model/lot/production range),
- the defect or hazard described in the notice, and
- the causation—that the defect is what led to your harm.
In practice, insurers often argue that the recall is unrelated to what happened to you, that your unit wasn’t part of the affected group, or that your injury came from a different failure, installation error, or later alteration.


