A recall is meant to protect the public, but it doesn’t automatically translate into a settlement for every injured person. In California, you still have to connect the dots:
- Your specific product was included in the recall (or relates to the recall scope)
- The defect or hazard described in the recall was present
- That hazard caused or contributed to your injury
- You suffered recoverable damages (medical costs, lost time from work, and other losses)
In practice, insurance companies often argue about product identification and causation—especially when the incident involved everyday use, installation, or wear and tear that can be hard to reconstruct.


