Many premises liability claims hinge on one question: did the owner know (or should have known) about the hazard with enough time to fix it?
In our area, hazards are frequently tied to conditions that change fast:
- Rain and melt cycles that create slippery entrances and walkways
- Snow and ice near steps, ramps, and parking lot edges
- Wet leaves and debris in common areas
- Construction transitions (temporary ramps, uneven surfaces, re-opened lots)
- Dark or poorly marked walkways during early mornings and evenings
Insurers often argue the hazard “couldn’t have been there long.” That’s why your timeline matters—and why you should gather facts while the scene is still fresh.


