Premises liability doesn’t only involve “wet floors.” In Provo, injuries frequently happen in predictable places and patterns:
- Snow, ice, and tracked-in debris at building entrances and parking areas during winter conditions.
- Loose steps, uneven sidewalks, or damaged handrails in residential complexes and rental properties.
- Poor visibility in parking lots (especially at night or during seasonal changes) where lighting and sightlines matter.
- Construction-adjacent hazards—temporary barricades, uneven surfaces, or debris left near walkways.
- Inadequate security or supervision at commercial properties where the risk isn’t addressed reasonably.
These cases can look straightforward at first, but the insurer’s response often depends on details: notice, timing, and whether reasonable maintenance was done.


