In Texas, premises liability generally covers injuries caused by unsafe conditions on property—conditions the owner or responsible party either knew about, should have known about, or failed to fix or warn about.
In Richmond, common scenarios include:
- Parking lot and sidewalk hazards (oil spots, uneven pavement, broken curbs, damaged steps)
- Apartment and HOA areas (slick entryways, poorly maintained railings, inadequate lighting)
- Construction-related risks near entrances, dumpsters, loading areas, or temporary walkways
- Storm-related problems—wet floors, debris, or blocked drainage creating slip/trip hazards
Even when the injury seems straightforward, insurers may argue the hazard was minor, temporary, or obvious. Your job isn’t to “prove” everything alone—your job is to start building the record.


