In Katy, many premises incidents happen in places that look routine—until weather, lighting, foot traffic, or maintenance gaps create danger. Common examples include:
- Wet or slick walkways after rain, sprinklers, or tracked-in mud
- Broken or uneven sidewalks near residential neighborhoods and strip centers
- Poorly marked construction zones around entrances, parking lots, and walkways
- Inadequate lighting in parking garages, apartment complexes, and after-hours common areas
- Neglected handrails and stairs in multi-family buildings and leasing facilities
The injury may feel straightforward at first—like a slip, trip, or fall—but insurers often challenge (1) notice, (2) timing, and (3) whether the medical records match the incident.


