In smaller cities and suburban areas, people assume the “facts” will be clear—until an insurance adjuster starts asking for a different timeline. In Lynden, that can be especially common after collisions near:
- Busier intersections and turning lanes where drivers may be watching traffic flow rather than pedestrians
- School-area routines (morning and afternoon) when attention is split between kids, schedules, and crosswalk timing
- Storefront corridors and local errands where drivers may not expect pedestrians to move quickly between vehicles and sidewalks
- Rainy or darker months when visibility drops and glare can affect what a driver says they saw
Even when fault seems obvious, claims often hinge on details like sight lines, signal timing, vehicle speed, and whether the driver had time to stop.


