If you’re able, do these things early. They can make the difference between a claim that’s supported by evidence and one that gets blurred by conflicting accounts.
- Get medical care immediately (even if injuries seem minor). Some pedestrian injuries—like concussions or soft-tissue trauma—can worsen over time.
- Report the incident properly. If police respond, make sure the report is complete; if not, document what you can.
- Capture scene details: crosswalk position, lane markings, lighting conditions, nearby driveways, and any construction or detours.
- Write down witness information before memories fade.
- Keep copies of everything: discharge paperwork, follow-up appointments, work notes, prescription receipts, and transportation costs.
Texas insurance adjusters often look for gaps: delayed treatment, missing documentation, or statements that can be interpreted as minimizing the impact. Starting with strong records helps prevent that.


